, OPA-LOCKA, FL, 33054
Active32 days on marketListed Jun 17, 2026MLS #A12038543
About this home
Discover this lovely 4-bedroom, 2-bath residence featuring impact windows and doors, a tankless water heater, a gated property for added privacy and security. Enjoy a large yard with a mature mango tree that yields abundant fruit perfect for outdoor entertaining or family relaxation. Well-maintained systems and thoughtful upgrades make this home move-in ready. Brand new stainless steel appliances will be installed before inspection. Seller will contribute to buyers closing cost.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,167
Sqft
1949
Year built
$418
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,332 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,332/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.4%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside OPA-LOCKA 33054
OPA-LOCKA 33054 — neighborhood snapshot
Population
31,165
Median age
34.9
Median income
$42,779
Median home value
$291,700
Avg household
3.12
Households w/ children
3,687
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The OPA-LOCKA 33054 market
This home is listed 24% above the OPA-LOCKA 33054 median.
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$370,000
1900 Service Rd, Opa-Locka FL 33054 · same community
4 bd · 1 ba · 1,177 sqft · $314/sqft · 15 DOM
Sold · May ’26$395,000
1951 Rutland St, Opa-Locka FL 33054 · same community
3 bd · 2 ba · 1,049 sqft · $377/sqft · 134 DOM
Sold · Apr ’26$380,000
1897 Rutland St, Opa-Locka FL 33054 · same community
3 bd · 2 ba · 999 sqft · $380/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,332/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $1,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in OPA-LOCKA 33054?+
At $488,000, this home is listed about 24% above the OPA-LOCKA 33054 median of $392,400. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Dr. Robert B. Ingram Elementary School (elementary), North Dade Middle School (middle), Miami Central Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$488,000 runs 24% above the OPA-LOCKA 33054 median.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $514,288, now $488,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Empire State Realty LLC · Gabriela Burke. MLS #A12038543.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.