220 CAPE HARBOUR LOOP UNIT 108, BRADENTON, FL, 34212
Active0 days on marketListed Jul 24, 2026MLS #A4700935
About this home
220 CAPE HARBOUR LOOP UNIT 108
Welcome to this 3-bedroom, 2.5-bath end-unit townhome with beautiful water views in the highly desirable Heritage Harbour community. Located in a maintenance-free neighborhood, this home offers both comfort and convenience. The spacious first floor features a bright living room, dining area, well-appointed kitchen, and a convenient half bath. Upstairs, you'll find three bedrooms and two full bathrooms. The home also includes an assigned parking space for added convenience. Enjoy tranquil lake views from the kitchen, dining area, and two of the bedrooms, creating a peaceful setting to relax and unwind. Residents of Heritage Harbour enjoy a variety of community amenities, including a swimming pool, walking trails, playground, and more. Ideally located just minutes from Costco, shopping centers, restaurants, and everyday conveniences, this home also offers easy access to I-75 and SR 64. Commuting is a breeze with convenient access to Sarasota-Bradenton International Airport and Tampa International Airport. You'll also be close to Lakewood Ranch, UTC Mall, theaters, top-rated medical facilities, and the beautiful Gulf Coast beaches.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,200
Sqft
0 ac
Lot size
2007
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,728 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,728/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6%
Days on market
0 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Harbour
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Heritage Harbour — neighborhood snapshot
Population
6,256
Median age
51
Median income
$103,298
Median home value
$400,220
Avg household
2
Households w/ children
451
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the BRADENTON 34212 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 220 CAPE HARBOUR LOOP UNIT 108 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 220 CAPE HARBOUR LOOP UNIT 108 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
220 CAPE HARBOUR LOOP UNIT 108 FAQs
What would the monthly payment be for 220 CAPE HARBOUR LOOP UNIT 108?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,728/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 220 CAPE HARBOUR LOOP UNIT 108?+
The most recent tax bill on record (2025) was $3,248. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 220 CAPE HARBOUR LOOP UNIT 108?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $205,000, this home is listed about 48% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 220 CAPE HARBOUR LOOP UNIT 108?+
Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BRADENTON 34212 market on paper
$205,000 is 49% below the BRADENTON 34212 median of $399,000, and at $171/sqft it sits under the Bradenton average of $264.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Bradenton market that averages 53 — if it fits, move quickly.
04Strong assigned schools
Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of U-HOME REALTY LLC · Yuhong Wan. MLS #A4700935.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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