6103 HORSE MILL PLACE, PALMETTO, FL, 34221
Active6 days on marketListed Aug 7, 2026MLS #A4701698
About this home
6103 HORSE MILL PLACE
More photos coming soon! Welcome to this beautifully updated 5 bedroom, 4 bathroom home in the sought after community of Old Mill Preserve, where spacious living, thoughtful upgrades, and exceptional indoor outdoor living create the perfect place to call home. From the moment you arrive, you’ll appreciate the inviting curb appeal featuring an oversized 3 car garage, an extended driveway offering ample parking, and a charming screened front porch. Inside, the open concept floor plan offers incredible flexibility with a spacious front room ideal for a home office, library, formal living room, or playroom. The heart of the home is the beautifully appointed kitchen featuring granite countertops, custom cabinetry, and premium Bosch stainless steel appliances, all overlooking the expansive living and dining areas for effortless entertaining. The first floor also offers a private guest bedroom and a fully updated bathroom, making it ideal for visitors or multigenerational living. A true highlight of the home is the spectacular approximately 750 square foot screened lanai with soaring cathedral style screened enclosure and custom hurricane shutters, creating an incredible outdoor living space for relaxing, entertaining, and enjoying Florida’s beautiful weather year round. Upstairs, a generous bonus loft showcases custom built in bookcases and a built in electric fireplace, creating a warm and inviting retreat that’s perfect as a media room, reading lounge, home office, or second family room. The spacious primary suite features a large walk in closet, dual vanities, and an updated ensuite bath. Three additional bedrooms and two full bathrooms complete the second floor, providing plenty of room for family and guests. Recent owner improvements include luxury vinyl plank flooring in the primary suite and first floor bedroom, along with three beautifully remodeled walk in showers. Ideally located in Old Mill Preserve with convenient access to I 75, US 41, shopping, dining, parks, and Florida’s Gulf Coast beaches, this move in ready home offers the perfect blend of space, comfort, and modern updates.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,354
Sqft
0.25 ac
Lot size
3
Garage
2019
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,142 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,142/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6%
$/sqft vs Palmetto actives
$171 vs $205
Days on market
6 vs 63 typical
Where $171/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $359K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
229 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 6103 HORSE MILL PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$420,000
6111 HORSE MILL PLACE · same community
4 bd · 3 ba · 2,316 sqft · $181/sqft · 110 DOM
Sold · Jun ’26$365,000
6107 HORSE MILL PLACE · same community
4 bd · 2 ba · 1,853 sqft · $197/sqft · 37 DOM
Sold · Dec ’25$367,500
6204 HORSE MILL PLACE · same community
4 bd · 2 ba · 1,850 sqft · $199/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 6103 HORSE MILL PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6103 HORSE MILL PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6103 HORSE MILL PLACE FAQs
What would the monthly payment be for 6103 HORSE MILL PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,142/mo — principal and interest, the actual property-tax bill, the $103/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6103 HORSE MILL PLACE?+
The association fee works out to $103 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6103 HORSE MILL PLACE?+
The most recent tax bill on record (2025) was $6,726. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6103 HORSE MILL PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $575,000, this home is listed about 45% above the Palmetto median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6103 HORSE MILL PLACE?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Stefanie Palmer. MLS #A4701698.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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