1005 WINDING WATER WAY, CLERMONT, FL, 34714
Active1 days on marketListed Aug 3, 2026MLS #C7529062
About this home
1005 WINDING WATER WAY
Discover the perfect blend of space and comfort in this 3-bedroom, 2.5-bathroom home offering 1,660 sq ft of thoughtfully designed living space. The open-concept layout provides plenty of room for everyday living, while the spacious kitchen flows seamlessly into the main living and dining areas. Step outside to enjoy the screened-in patio overlooking a private pool—ideal for relaxing, entertaining, or enjoying Florida's year-round sunshine. With generously sized bedrooms, a functional floor plan, and fantastic outdoor amenities, this home is ready to fit your lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,660
Sqft
0.13 ac
Lot size
2
Garage
1998
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,910 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,910/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clermont actives
$220 vs $223
Days on market
1 vs 42 typical
Where $220/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Clear Creek, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,495/mo median
Live Clermont rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Clear Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Clear Creek is a short-term-rental community. See the full guide →
CLERMONT 34714 — neighborhood snapshot
Population
26,826
Median age
34.2
Median income
$74,470
Median home value
$343,600
Avg household
2.82
Households w/ children
3,295
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
200 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 1005 WINDING WATER WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$325,000
1009 WINDING WATER WAY · same community
5 bd · 2.5 ba · 1,660 sqft · $196/sqft · 3 DOM
Sold · Dec ’25$365,000
1200 CLEAR CREEK CIRCLE · same community
3 bd · 2 ba · 1,415 sqft · $258/sqft · 32 DOM
Sold · Mar ’26$412,500
16704 LAZY BREEZE LOOP
4 bd · 3 ba · 1,658 sqft · $249/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1005 WINDING WATER WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1005 WINDING WATER WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1005 WINDING WATER WAY FAQs
What would the monthly payment be for 1005 WINDING WATER WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,910/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1005 WINDING WATER WAY?+
The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1005 WINDING WATER WAY?+
The most recent tax bill on record (2025) was $4,897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1005 WINDING WATER WAY be rented short-term?+
Yes — this home sits inside Clear Creek, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1005 WINDING WATER WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $365,000, this home is listed about 22% below the Clermont median of $469,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1005 WINDING WATER WAY?+
Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Zoned for nightly rentals
Clear Creek is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Clermont market that averages 42 — if it fits, move quickly.
04Strong assigned schools
Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SOVEREIGN REAL ESTATE GROUP · Raul Pino. MLS #C7529062.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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