Kevin Johnson
$2,300,0004 bd5 ba5,655 sqft$407 /sqft$15,212 /mo all-in ↓

4790 HARBOR POINT COURT, PORT CHARLOTTE, FL, 33952

Active2 days on marketListed Aug 15, 2026MLS #C7529592

Private poolSingle Family ResidenceGRASSY POINT ESTATES

About this home

4790 HARBOR POINT COURT

LUXURY lifestyle with this Mediterranean style 4 bedroom, 6 bath, 4 Car garage home, located in the upscale private deed restricted community of Grassy Point Yacht Club. Grassy Point is a WATERFRONT GATED COMMUNITY featuring 24 HOUR MANNED SECURITY, DEEDED DOCKS with a PRIVATE MARINA, DEEP WATER BASIN, CLUBHOUSE AND MUCH MORE! All docks are within OPEN WATERS with NO BRIDGES. Built-in 2007, this STUNNING two-story home boasts over 5657 square feet of living space with travertine marble flooring throughout, crown molding, tray & coffered ceilings, a sauna room in the master bathroom, Safe Room, Storage room, tankless water heater, home theater, Tesla solar panels that provide power to entire house (in the event of a power outage), chargers for Tesla vehicles in both garages, epoxy garage floors, wine cellar, Pool table, gym, gas range in kitchen and BBQ, central vacuum system, in-ground 375 gallons propane tank, new roof 2024, new pool 2026 with brand new pool heater, recently remodeled guest bathroom and SO MUCH MORE! French doors open to a grand living room with a gas fireplace, large windows for plenty of natural lighting, and an open dining room, ideal for entertaining friends and family. A GOURMET eat-in kitchen is a chef's dream with ALL Stainless-steel professional gourmet appliances, including built-in refrigerator/freezer, built-in double ovens, gas cooking range with pot filler, food prep island with sink, granite countertops, plenty of cabinets for storage, a breakfast bar, walk-in pantry, a breakfast nook with glass wall overlooking pool area. A large office has built-in bookcases and fireplace. Spacious master suite has tray ceilings, 2 large custom walk-in closets, and a large private en-suite bathroom with separate HIS & HERS vanities, a jetted soaking tub, a dual walk-in shower with 4 shower heads including two overhead rain shower heads, massaging wall jets and sauna room. Two guest rooms are on the main floor offering plenty of privacy and private bathroom with walk-in showers. On the second floor you’ll find access to second floor balcony overlooking the pool with a GORGEOUS view over the mangroves out to the harbor, and a full wet bar with granite countertops, plenty of cabinets & built-in shelving for storage, sitting area, movie theater, billiards room and fourth bedroom with en-suite bathroom. Enjoy outdoor kitchen with grill, sink and refrigerator. Adjacent to outdoor kitchen, enjoy crystal waters of a heated saltwater pool & spa or soak up the sun from the pool deck. NEW TILE ROOF - NEW GUTTERS & SOFFIT (2024) – 2 of 3 NEW A/C UNITS - NEW POOL & SPA - FRESHLY PAINTED INTERIOR & EXTERIOR - UPDATED LANDSCAPING - DOCK ASSIGNED AND INCLUDED - SEE ATTACHED LIST OF FULL FEATURES & UPGRADES. Schedule your showing TODAY! *Due to the exclusive nature and value of this property, all prospective purchasers must provide satisfactory proof of funds or lender pre-approval prior to confirmation of any showing appointment. For cash purchasers, proof of liquid funds sufficient to complete the purchase is requested. For financed purchasers, a current lender pre-approval letter from a reputable lending institution is requested. Seller reserves the right to require advance notice and to approve all showings. Please submit proof of funds or pre-approval prior to scheduling showings. Thank you for understanding and respecting the privacy of this luxury residence.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

5,655

Sqft

0.58 ac

Lot size

4

Garage

2007

Year built

Two

Levels

$407

Per sqft

Private poolFireplacePets allowed

Inside

FlooringMarble · Quarry Tile · Travertine · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Sauna · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar
LaundryElectric Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionBlock · Concrete
FoundationBlock · Concrete Perimeter · Stilt/On Piling
FacesWest
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener
ExteriorBalcony · Outdoor Kitchen

Community & fees

HOA fee$627/mo
Taxes (2025)$13,816/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Public · Solar · Street Lights · Water Available · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$15,212 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,411
PMI (est., until 20% equity)$863
Property tax — 2025 actual bill$1,151
HOA fee — from the listing$627
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $230,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $230,000
Interest rate6.00%
Loan term

Estimated payment

$15,212/mo

Principal & interest$12,411
PMI (est., until 20% equity)$863
Property taxes (actual bill)$1,151
HOA / condo fee$627
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Port Charlotte actives

$407 vs $208

Days on market

2 vs 59 typical

Where $407/sqft sits among the 400 Port Charlotte actives

113
120
62
40
25
40 · this home
$129–176$176–222$222–269$269–315$315–362$362+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grassy Point

Map of 4790 HARBOR POINT COURT

Get to know Port Charlotte. See the full Port Charlotte guide →

Grassy Point — neighborhood snapshot

Population

1,115

Median age

56

Median income

$99,920

Median home value

$638,200

Avg household

3

Households w/ children

62%

For the school run

Charlotte County School District

ElementaryPeace River Elementary School★★★★
MiddlePort Charlotte Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

201 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1487% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Aug 15, 2026Listed at $2,300,000 · 2 days on market since
2007Built · GRASSY POINT ESTATES

Reality check

What actually sold near 4790 HARBOR POINT COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21321 HARBORSIDE BOULEVARDSold · May ’26

$2,350,000

21321 HARBORSIDE BOULEVARD · same community

5 bd · 5.5 ba · 6,484 sqft · $362/sqft · 467 DOM

4601 GRASSY POINT BOULEVARDSold · Sep ’25

$3,027,500

4601 GRASSY POINT BOULEVARD · same community

7 bd · 7.5 ba · 8,304 sqft · $365/sqft · 279 DOM

310 SEVERIN ROAD SESold · Nov ’25

$1,685,000

310 SEVERIN ROAD SE

5 bd · 4.5 ba · 5,324 sqft · $316/sqft · 187 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4790 HARBOR POINT COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4790 HARBOR POINT COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4790 HARBOR POINT COURT FAQs

What would the monthly payment be for 4790 HARBOR POINT COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,212/mo — principal and interest, the actual property-tax bill, the $627/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4790 HARBOR POINT COURT?+

The association fee works out to $627 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4790 HARBOR POINT COURT?+

The most recent tax bill on record (2025) was $13,816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4790 HARBOR POINT COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $2,300,000, this home is listed about 597% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4790 HARBOR POINT COURT?+

Peace River Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,300,000 runs 1487% above the PORT CHARLOTTE 33952 median — but at 5,655 sqft it's also nearly 3 times the size of the typical Port Charlotte listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $627/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 2 days on market in a Port Charlotte market that averages 59 — if it fits, move quickly.

Listing courtesy of KW PEACE RIVER PARTNERS · Aurelia Lopez. MLS #C7529592.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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