5986 TEAL TRAIL, LAKELAND, FL, 33809
Active1 days on marketListed Aug 7, 2026MLS #L4964118
About this home
5986 TEAL TRAIL
Welcome to your like-new home in the highly desirable Sandpiper Golf & Country Club! Built just five years ago, this beautifully maintained residence offers the perfect blend of modern comfort and low-maintenance living. Featuring 2 bedrooms, 2 bathrooms, and a desirable split-bedroom floor plan, this home is designed for both privacy and functionality. The spacious interior boasts volume ceilings that create an open, airy feel, while the bonus room provides the perfect space for a home office, hobby room, or additional living area. An inside laundry room and attached 2-car garage add everyday convenience. Enjoy the exceptional lifestyle that Sandpiper Golf & Country Club has to offer, including an 18-hole golf course, clubhouse, fitness center, resort-style swimming pool, restaurant, and tennis courts. The HOA fee includes cable TV, high-speed internet, and ground maintenance, allowing you to spend more time enjoying the community's outstanding amenities. Whether you're looking for a year-round residence or a seasonal retreat, this move-in-ready home offers comfort, convenience, and an active Florida lifestyle in one of the area's most sought-after communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,437
Sqft
0.13 ac
Lot size
2
Garage
2021
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,264 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,264/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
Days on market
1 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sandpiper
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Sandpiper — neighborhood snapshot
Population
1,739
Median age
66
Median income
$57,152
Median home value
$228,472
Avg household
2
Households w/ children
204
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5986 TEAL TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5986 TEAL TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5986 TEAL TRAIL FAQs
What would the monthly payment be for 5986 TEAL TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,264/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5986 TEAL TRAIL?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5986 TEAL TRAIL?+
The most recent tax bill on record (2025) was $734. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5986 TEAL TRAIL?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $299,000, this home is listed about 12% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5986 TEAL TRAIL?+
Lake Gibson Middle School (middle), Edgar L. Padgett Elementary (elementary), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of REGAL REAL ESTATE LLC · Debbie Ward-Terry. MLS #L4964118.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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