
13254 E SHAWNEE TRAIL, INVERNESS, FL, 34450
Active230 days on marketListed Dec 18, 2025MLS #O6368406
About this home
13254 E SHAWNEE TRAIL
Prime residential lot opportunity in Inverness, Citrus County. Situated near local recreation with a park approximately 0.46 miles away and Rutland Park just 0.91 miles away, plus convenient access to highways around 2.01 miles. Additional nearby locations include Sumter Air & Heat Inc (1.98 miles) and Decco Crete LLC (1.81 miles). The lot is located in Flood Zone AE, a high-risk Special Flood Hazard Area (SFHA) with a 1/100 annual chance of flooding. Building requires elevation of the lowest floor above the Base Flood Elevation (BFE), use of flood-resistant materials, and mandatory flood insurance. Development may face strict local permitting, restrictions on fill dirt or structures in the floodway, and increased construction costs (often 10-20/100 higher). There is also Wetland Impact (Stream and Lake Swamps/Bottomland), indicating protected wetlands under the Clean Water Act. Development typically requires a 404 permit from the U.S. Army Corps of Engineers and state environmental review. Building is often restricted or prohibited; if allowed, expect mandatory mitigation, environmental assessments, and possible loss of buildable acreage. This can delay projects and add substantial costs. Buyer should verify zoning, setbacks, utility availability, flood/wetland requirements, and development limitations with Citrus County. The property is available for a self-guided tour. Subleasing is not permitted. This lot is not available for rent or lease.
Facts & features
The home at a glance
1.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$454 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$454/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Inverness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $245K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% below the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 13254 E SHAWNEE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$105,000
13022 E SHAWNEE TRAIL
2 bd · 1.5 ba · 1,008 sqft · $104/sqft · 79 DOM
Sold · Oct ’25$195,000
751 S MULBERRY POINT
3 bd · 2 ba · 1,512 sqft · $129/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 13254 E SHAWNEE TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13254 E SHAWNEE TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13254 E SHAWNEE TRAIL FAQs
What would the monthly payment be for 13254 E SHAWNEE TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $454/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13254 E SHAWNEE TRAIL?+
The most recent tax bill on record (2025) was $194. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $43,900, this home is listed about 83% below the Inverness median of $255,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13254 E SHAWNEE TRAIL?+
Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUNLAND REAL ESTATE, LLC. · Javier Santana. MLS #O6368406.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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