Kevin Johnson
$840,0004 bd3.5 ba3,940 sqft$213 /sqft$5,852 /mo all-in ↓

539 TIMBERVALE TRAIL, CLERMONT, FL, 34715

Active140 days on marketListed Mar 7, 2026MLS #O6388133

Single Family ResidenceHIGHLAND RANCH PRIMARY PH 1

About this home

539 TIMBERVALE TRAIL

Welcome to this beautiful home located in the highly sought-after Highland Ranch community in Clermont, where comfort, modern design, and scenic surroundings come together. This well-maintained residence offers a spacious and functional layout perfect for everyday living and entertaining. As you enter the home, you are greeted by bright open living spaces filled with natural light and a thoughtfully designed floor plan. The kitchen serves as the heart of the home, featuring modern cabinetry, stainless steel appliances, ample counter space, and a large island, ideal for gatherings and family meals. The kitchen flows seamlessly into the dining and living areas, creating a perfect open-concept living space. The primary suite offers a private retreat, complete with a spacious bedroom, walk-in closet, and an ensuite bathroom designed for relaxation with dual vanities and a large shower. Additional bedrooms provide flexibility for family, guests, or a home office. Step outside to enjoy the outdoor living space and backyard, perfect for entertaining, relaxing evenings, or creating your own outdoor oasis. Located in the master-planned Highland Ranch community, residents enjoy access to resort-style amenities including a community pool, clubhouse, playground, walking trails, and sports courts. The neighborhood is known for its beautiful rolling hills and scenic views, offering a peaceful setting while still being close to shopping, dining, top-rated schools, and major roadways. With convenient access to Highway 50, the Florida Turnpike, and nearby Clermont attractions, this home provides the perfect combination of tranquility and accessibility. Don’t miss the opportunity to own a home in one of Clermont’s most desirable communities. Schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,940

Sqft

0.24 ac

Lot size

3

Garage

2017

Year built

Two

Levels

$213

Per sqft

Pets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Microwave · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · L Dining · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesSouth
ExteriorIrrigation System · Lighting

Community & fees

HOA fee$138/mo
Taxes (2025)$8,480/yr
PetsYes
CommunityPark · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,852 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,533
PMI (est., until 20% equity)$315
Property tax — 2025 actual bill$707
HOA fee — from the listing$138
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,000
Interest rate6.00%
Loan term

Estimated payment

$5,852/mo

Principal & interest$4,533
PMI (est., until 20% equity)$315
Property taxes (actual bill)$707
HOA / condo fee$138
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $840K
$806KedgeAI estimate $1,193,176 · range $891K$1.9M$2.0M

vs edgeAI estimate

−29.6%

$/sqft vs Clermont actives

$213 vs $221

Days on market

140 vs 33 typical

Where $213/sqft sits among the 400 Clermont actives

144
140 · this home
50
30
8
28
$168–207$207–246$246–285$285–323$323–362$362+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Map of 539 TIMBERVALE TRAIL

Drive times from this address

Downtown Orlando30 min
Universal Orlando33 min
Walt Disney World40 min
Orlando Int’l Airport (MCO)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

196 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 80% above the Clermont median. See the full Clermont market guide →

Paper trail

This home's history

Mar 7, 2026Listed at $840,000 · 140 days on market since
2017Built · HIGHLAND RANCH PRIMARY PH 1

Reality check

What actually sold near 539 TIMBERVALE TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

619 TIMBERVALE TRAILSold · Jun ’26

$830,000

619 TIMBERVALE TRAIL · same community

4 bd · 3.5 ba · 3,800 sqft · $218/sqft · 19 DOM

553 AUTUMN ASH DRIVESold · May ’26

$605,000

553 AUTUMN ASH DRIVE · same community

4 bd · 2.5 ba · 3,100 sqft · $195/sqft · 35 DOM

2018 KNOLLCREST DRIVESold · Sep ’25

$489,000

2018 KNOLLCREST DRIVE

5 bd · 2.5 ba · 3,106 sqft · $157/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 539 TIMBERVALE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 539 TIMBERVALE TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

539 TIMBERVALE TRAIL FAQs

What would the monthly payment be for 539 TIMBERVALE TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,852/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 539 TIMBERVALE TRAIL?+

The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 539 TIMBERVALE TRAIL?+

The most recent tax bill on record (2025) was $8,480. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 539 TIMBERVALE TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $840,000, this home is listed about 80% above the Clermont median of $466,500. The market section on this page shows how the area is trending.

Listing courtesy of FLORIDA CAPITAL REALTY · Syliam Reyes. MLS #O6388133.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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