1085 INDIAN RIDGE TRL E, KISSIMMEE, FL, 34747
Active0 days on marketListed Aug 9, 2026MLS #O6432095
About this home
1085 INDIAN RIDGE TRL E
Just minutes from the magic of Disney (only 4 miles away!), this beautifully updated 3-bedroom, 2-bathroom home offers the perfect blend of comfort and opportunity. Step outside to your private, fenced backyard oasis with a screened and covered patio and a newly renovated pool, all overlooking a serene, open park-like setting. Inside, the thoughtful split floorplan provides privacy for all, while the renovated kitchen with crisp white cabinetry adds a fresh, modern touch. Laminate flooring runs throughout every bedroom — no carpet anywhere! Major updates are already done for you: a roof from 2020 and a septic tank replaced in 2019, giving you true peace of mind. Whether you're searching for your forever home, a smart investment, or a vacation getaway, this property checks every box, especially with short-term rentals allowed in the community. Don't miss this rare opportunity so close to the theme parks!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,535
Sqft
0.22 ac
Lot size
2
Garage
1988
Year built
One
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,093 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,093/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.1%
Days on market
0 vs 54 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Indian Ridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Indian Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Indian Ridge is a short-term-rental community. See the full guide →
Indian Ridge — neighborhood snapshot
Population
1,549
Median age
51
Median income
$80,574
Median home value
$345,500
Avg household
2
Households w/ children
57%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $359K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1085 INDIAN RIDGE TRL E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1085 INDIAN RIDGE TRL E — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1085 INDIAN RIDGE TRL E FAQs
What would the monthly payment be for 1085 INDIAN RIDGE TRL E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,093/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1085 INDIAN RIDGE TRL E?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1085 INDIAN RIDGE TRL E?+
The most recent tax bill on record (2025) was $6,260. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1085 INDIAN RIDGE TRL E be rented short-term?+
Yes — this home sits inside Indian Ridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1085 INDIAN RIDGE TRL E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $379,999, this home is priced right at the Kissimmee median.
Which schools are assigned to 1085 INDIAN RIDGE TRL E?+
Celebration High School (high), Westside K-8 School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the KISSIMMEE 34747 market on paper
$379,999 is 5% below the KISSIMMEE 34747 median of $399,000.
02Zoned for nightly rentals
Indian Ridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Listed today in a Kissimmee market that averages 54 — if it fits, move quickly.
Listing courtesy of CASA SOL REALTY LLC · Mayra Rivas Acevedo. MLS #O6432095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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