5394 W TORTUGA LOOP, LECANTO, FL, 34461
Active0 days on marketListed Jul 24, 2026MLS #OM729167
About this home
5394 W TORTUGA LOOP
This well-maintained 3/2/2 home in Stonegate, built in 2018, is move-in ready and waiting for its new owners. With its newer construction, you can enjoy peace of mind knowing major systems like the roof, AC, and water heater are all in excellent condition. Inside, you'll find LVP throughout and fresh interior paint, creating a modern and cohesive feel. The home features a convenient indoor laundry area and screened patio, perfect for relaxing and entertaining. Designed as a Green Home, this property includes energy-efficient features that help reduce utility costs while enhancing comfort. The galley-style kitchen offers abundant counter and bar space, complete with granite countertops and beautiful wood cabinetry that continues seamlessly throughout the home. Venture outside to a spacious backyard featuring wood fencing and a custom planter area.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,972
Sqft
0.22 ac
Lot size
2
Garage
2018
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,578 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,578/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.5%
Days on market
0 vs 59 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lecanto. See the full Lecanto guide →
Crystal Oaks — neighborhood snapshot
Population
840
Median age
55
Median income
$58,898
Median home value
$224,476
Avg household
2
Households w/ children
96%
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lecanto market
$340K → $325K
Lecanto median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the LECANTO 34461 median. See the full Lecanto market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5394 W TORTUGA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5394 W TORTUGA LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5394 W TORTUGA LOOP FAQs
What would the monthly payment be for 5394 W TORTUGA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,578/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5394 W TORTUGA LOOP?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5394 W TORTUGA LOOP?+
The most recent tax bill on record (2025) was $4,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5394 W TORTUGA LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lecanto?+
At $315,000, this home is listed about 16% below the Lecanto median of $373,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5394 W TORTUGA LOOP?+
Rock Crusher Elementary School (elementary), Crystal River High School (high), Crystal River Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of REMAX REALTY ONE · David Ivory. MLS #OM729167.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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