4658 N LAKE VISTA TRAIL, HERNANDO, FL, 34442
Active1 days on marketListed Aug 7, 2026MLS #OM729951
About this home
4658 N LAKE VISTA TRAIL
See Realtor Remarks: One or more photo(s) has been virtually staged. Beautifully maintained 2-bedroom, 2-bath villa in the highly sought-after 55+ gated community of Arbor Lakes, where true maintenance-free living meets comfort and convenience. In addition to the two spacious bedrooms, this home offers a versatile flex room that can easily serve as a home office, hobby room, or guest space. The office is already equipped with a convenient pull-down Murphy bed, providing extra accommodations for family and friends. Enjoy the bright and inviting enclosed lanai, surrounded by windows that fill the space with natural light—an ideal spot to relax with your morning coffee or unwind at the end of the day. Major updates provide peace of mind, including a new roof and HVAC system installed in 2019. Residents enjoy an exceptional, maintenance-free lifestyle with this beautiful villa. Amenities include lawn maintenance, exterior paint, irrigation, a community clubhouse, community pool, tennis and pickleball courts, gated security, cable, Wi-Fi, trash pickup, and much more. Conveniently located near shopping, dining, medical facilities, and everyday conveniences, this villa offers the perfect combination of comfort, community, and location.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,546
Sqft
0.21 ac
Lot size
2
Garage
2004
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,041 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,041/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$326K → $340K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4658 N LAKE VISTA TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4658 N LAKE VISTA TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4658 N LAKE VISTA TRAIL FAQs
What would the monthly payment be for 4658 N LAKE VISTA TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,041/mo — principal and interest, the actual property-tax bill, the $172/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4658 N LAKE VISTA TRAIL?+
The association fee works out to $172 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4658 N LAKE VISTA TRAIL?+
The most recent tax bill on record (2025) was $1,215. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4658 N LAKE VISTA TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $254,000, this home is listed about 33% below the Hernando median of $379,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4658 N LAKE VISTA TRAIL?+
Hernando Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM729951.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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