14 LUPINE STREET, HOMOSASSA, FL, 34446
Active1 days on marketListed Aug 18, 2026MLS #OM730159
About this home
14 LUPINE STREET
Short Sale. SHORT SALE!! Welcome to this exceptional 2023-built home in the highly sought-after golfing and country club community of Oak Village at Sugarmill Woods! Offering a desirable split-bedroom floor plan, this spacious residence features 4 bedrooms, 3 full bathrooms, and a versatile bonus room that could serve as a possible 5th bedroom, home office, or flex space to fit your lifestyle. Step inside and enjoy soaring 12-foot ceilings in the main living area, creating a bright and open feel. The thoughtfully designed kitchen is perfect for both everyday living and entertaining, featuring high countertops, sleek stainless steel appliances, a convenient pantry, and a charming breakfast nook. A dedicated dining area provides additional space for hosting and entertaining. The primary suite is a true retreat, complete with elegant tray ceilings, direct access to the lanai, and two large walk-in closets. The spacious primary bathroom offers a double vanity and plenty of room to start and end your day in comfort. You'll also appreciate the huge indoor laundry room and expansive 3-car garage, providing exceptional convenience and storage. Outdoor living is equally inviting, with a large front porch and spacious lanai offering plenty of room to relax and enjoy the Florida lifestyle. Ideally located in Oak Village at Sugarmill Woods, this beautiful home combines modern construction, generous living space, and the appeal of a desirable golfing and country club community. With flexible space, thoughtful design, and room for everyone, this is a property you won't want to miss!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,546
Sqft
0.28 ac
Lot size
3
Garage
2023
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,915 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,915/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6%
Days on market
1 vs 62 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Village At Sugarmill Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
Oak Village At Sugarmill Woods — neighborhood snapshot
Population
2,929
Median age
71
Median income
$74,236
Median home value
$314,145
Avg household
2
Households w/ children
135
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 14 LUPINE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 LUPINE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14 LUPINE STREET FAQs
What would the monthly payment be for 14 LUPINE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,915/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14 LUPINE STREET?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14 LUPINE STREET?+
The most recent tax bill on record (2025) was $4,876. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14 LUPINE STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $369,000, this home is listed about 9% above the Homosassa median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 14 LUPINE STREET?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of AT HOME REALTY · Amanda Cunningham. MLS #OM730159.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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