Kevin Johnson
$1,8953 bd2.5 ba1,625 sqft$1 /sqft$174 /mo all-in ↓

2575 PINE PLACE, WINTER HAVEN, FL, 33881

Active1 days on marketListed Jul 22, 2026MLS #S5154215

Priced 99% below the WINTER HAVEN 33881 medianSingle Family ResidenceBOUNT & WHITLEDGE SUB

About this home

2575 PINE PLACE

Virtually Staged. Waterfront Living at Its Finest | Beautiful 3-Bedroom Home in Winter Haven! Welcome to 2575 Pine Place, Winter Haven, FL—a beautifully maintained 3-bedroom, 2.5-bath home where modern elegance meets peaceful waterfront living. Perfectly designed for comfort, style, and everyday convenience, this exceptional home offers breathtaking water views and a lifestyle you'll love coming home to. Step inside to a bright, open-concept floor plan filled with natural light and thoughtfully designed living spaces. The contemporary kitchen features modern finishes, ample cabinetry, and generous counter space, seamlessly flowing into the spacious dining and living areas—ideal for entertaining guests or enjoying cozy nights at home. The private primary suite serves as your personal retreat, offering generous space to relax and unwind, while the additional bedrooms provide flexibility for family, guests, or a home office. Every detail has been designed to create a warm, welcoming atmosphere that feels both luxurious and inviting. Step outside and enjoy the true highlight of this home—serene waterfront views right from your backyard. Whether you're sipping your morning coffee, hosting weekend gatherings, or watching the sunset over the water, this peaceful outdoor setting offers the perfect escape from the everyday. Ideally located in one of Winter Haven's most desirable communities, you'll enjoy convenient access to top-rated schools, shopping, restaurants, parks, and major roadways, making commuting and daily errands effortless. This is more than just a place to live—it's a place to relax, entertain, and create lasting memories.Don't miss this rare waterfront opportunity! Schedule your private tour today and discover why 2575 Pine Place is the perfect place to call home.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,625

Sqft

5.89 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$1

Per sqft

Pets allowed

Inside

AppliancesConvection Oven · Dishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

Community & fees

PetsSize Limit, Yes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $66Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $66
Interest rate6.00%
Loan term

Estimated payment

$174/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Winter Haven

Map of 2575 PINE PLACE

Drive times from this address

Walt Disney World41 min
Universal Orlando51 min
Downtown Tampa55 min
Downtown Orlando57 min
Orlando Int’l Airport (MCO)62 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33881 — neighborhood snapshot

Population

39,189

Median age

43.6

Median income

$53,867

Median home value

$177,400

Avg household

2.61

Households w/ children

3,730

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★
ElementaryFred G. Garner Academy★★★★
HighWinter Haven Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the WINTER HAVEN 33881 median. See the full Winter Haven market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $1,895 · 1 days on market since
2024Built · BOUNT & WHITLEDGE SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2575 PINE PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2575 PINE PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2575 PINE PLACE FAQs

What would the monthly payment be for 2575 PINE PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 2575 PINE PLACE?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $1,895, this home is listed about 99% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2575 PINE PLACE?+

Lake Alfred Polytech Academy (middle), Fred G. Garner Academy (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TRANSCEND REALTY · Jacob Hara. MLS #S5154215.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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