340 55TH AVE S, ST PETERSBURG, FL, 33705
Active0 days on marketListed Aug 11, 2026MLS #TB8537242
About this home
340 55TH AVE S
Set on a peaceful cul-de-sac in the heart of St. Petersburg, this beautifully remodeled block home delivers the feel of a luxury Florida retreat with timeless character, elevated finishes, and generous indoor-outdoor living. Thoughtfully updated throughout, the home features exposed wood-beam ceilings, skylights, plank flooring, a brand-new roof, and a brand-new stainless steel appliance package. The interior is bright, warm, and inviting, with spacious living and dining areas designed for both everyday comfort and effortless entertaining. A striking stone fireplace anchors the family room, while the beautifully upgraded kitchen showcases white shaker soft-close cabinetry, quartz countertops, stainless steel appliances, and breakfast bar seating. The primary suite offers a private retreat with a stylishly renovated ensuite featuring a walk-in shower, while two additional bedrooms are generously sized and share a beautifully refreshed bathroom with a soaking tub. A versatile front flex space provides the perfect setting for a home office, study, or sitting room. Glass sliders open to an expansive covered patio and a large fenced backyard with endless potential — whether you envision a pool, garden, outdoor kitchen, or private lounge space. A spacious interior laundry room adds everyday convenience. Located just steps from Little Bayou Preserve, the waterfront park, and fishing pier, this home places you minutes from downtown St. Petersburg, award-winning Gulf beaches, I-275, and Tampa International Airport. With its fresh renovations, large rooms, oversized yard, and prime St. Pete location, this home offers a polished, move-in-ready lifestyle in one of Florida’s most desirable coastal markets.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,620
Sqft
0.18 ac
Lot size
1957
Year built
One
Levels
$389
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,220 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,220/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.1%
Days on market
0 vs 57 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bahama Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bahama Shores — neighborhood snapshot
Population
981
Median age
61
Median income
$71,706
Median home value
$395,300
Avg household
2
Households w/ children
37%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 115% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 340 55TH AVE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 340 55TH AVE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
340 55TH AVE S FAQs
What would the monthly payment be for 340 55TH AVE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,220/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 340 55TH AVE S?+
The most recent tax bill on record (2025) was $5,096. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 340 55TH AVE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $630,000, this home is listed about 45% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 340 55TH AVE S?+
Lakewood High School (high), Lakewood Elementary School (elementary), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ORCHARD BROKERAGE, LLC · Adriana Echevarria. MLS #TB8537242.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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